Families with Vision Prov 29:18
We offer faith based families an opportunity to align their wealth with their values.
Current Stewardship: Many of our clients share a common perspective. Their desire is to build and steward their resources in a way that creates generational impact. Our goal is to ensure that their financial resources reflect their core values. These families want to align their wealth objectives with their beliefs and values. Psalm 27:4
Future Legacy: We work with clients who are passionate about stewardship and kingdom impact. Prov 13:22
Women Navigating Specific Challenges
We offer tailored guidance on issues such as longevity planning, managing life transitions like widowhood, andcoordinating multigenerational planning for caregiving and inheritance.
Longevity and Retirement Planning: Women generally live longer than men, meaning their retirement savings need to last for a longer period (potentially 25 to 30 years). We serve women specifically by:
- Creating a long-term income plan that accounts for inflation, taxes, and potential long-term care costs.
- Determining the optimal time to claim Social Security benefits to maximize monthly payouts, which may be especially important for single women or widows.
- Designing an investment strategy that is in line with your risk tolerance.
Managing Major Life Transitions: Women often face significant life changes that require major financial adjustments. We provide structure and support during these times:
Widowhood: The surviving spouse may suddenly have access to life insurance proceeds, inherited retirement accounts, and survivor benefits. We work with you to manage these new assets, develop a new budget, and revise estate planning documents during an emotional time.
Loss of a Financial Partner: We work with many women who were not the primary financial manager in their household. During this period we empower them with financial literacy and confidence to make independent decisions.
Caregiving and Multigenerational Planning: Many women take on caregiving roles for both children and aging parents, which can impact their own finances. We support these clients by:
- Developing specific caregiving budgets and modeling how career interruptions or reduced hours might affect long-term earnings and retirement readiness.
- Examining long-term care insurance options and coordinating estate planning efforts, such as creating powers of attorney, across generations.
- Balancing competing financial priorities, like supporting an elderly parent while planning for other goals.
Protecting Against Elder Abuse: We work closely with our clients so that we can identify and address potential financial exploitation.